Generally, if you’re retired and have Medicare Parts A and/or B as your primary coverage, it’s not necessary to select a network provider. However, you will not receive network benefits for any services that Medicare does not cover when you choose an out-of-network provider.

Your relationship with your provider is important. We understand the importance of having confidence in your health care provider. You’ve built a trusting relationship and you want to keep it. Yet you can save by using a network provider. That’s why we make it easy for providers to join our network.

To find out if your provider participates in our network, search our electronic directory at:

If your provider is not in our Network, have your provider visit We’ve streamlined the process to help ensure a smooth transition. Once they’re officially a participating provider, they’ll receive recommended resources.