Retiree Prescription drug information
SilverScript (EGWP) Employer Prescription Drug Plan (PDP) for RCBP
SilverScript Employer Prescription Drug Plan for RCBP
All Postal Service Health Benefits (PSHB) health plans are required to have a Medicare Part D PDP for retirees. If you’re enrolled in Medicare Part A and/or Part B, your RCBP plan will automatically enroll you in the SilverScript (EGWP) Employer Prescription Drug Plan (PDP) for RCBP*. Your premium does not change and your prescription drug benefits remain the same or better.
What this means
It could mean savings in prescription costs. Your drugs will still be covered, but copays and coinsurance may be lower. And you’ll receive a separate ID card to use for prescriptions.
Please note: if you are a Medicare-eligible PSHB participant and make the decision to opt out of or disenroll from the PDP included in your PSHB plan, you will NOT have prescription drug benefits through your PSHB plan. If you opt out or disenroll from the PDP, you can only reenroll in the PDP through your PSHB plan during the next Open Season or with a qualifying life event.
Also, if you have a higher income, you may be responsible for a surcharge on your Medicare Part D benefit. Refer to the Part D-IRMAA section at Medicare.gov to see if you would be subject to an additional premium.
If you don’t want to be enrolled in the SilverScript (EGWP) Employer PDP for RCBP, you must contact Member Services at 1-833-825-6754 (TTY: 711) Monday through Friday, 8 AM to 8 PM ET.
When you enroll in the Medicare Part D program, your medical coverage and your PSHB Program premium will not change.**
You are still covered under RCBP through the PSHB Program if you continue to pay your RCBP premium. Enrolling in the PDP will not result in the suspension or termination of your PSHB coverage.
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IMPORTANT NOTICE: If you choose this plan and have Medicare, please call us at 1-866-241-0262 to make sure your Medicare Part D prescription drug coverage begins on 1/1/26.
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*If you are currently enrolled in a stand-alone Medicare prescription drug plan or a Medicare Advantage (MA) HMO or PPO plan (Part C), enrolling in SIlverScript will cancel your enrollment in the other plan.
**The Social Security Administration (SSA) could require you to pay an extra amount. This is known as the Medicare Income Related Monthly Adjustment Amount (IRMAA). SSA will contact you if you have to pay Part D IRMAA, based on your income.
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SilverScript PDP member tools and drug lists
Check the cost calculators or drug formulary lists below for coverage information.
Benefits of the PDP for RCBP
- $0 annual deductible
- Copays for most drug tiers (except specialty drugs)
- $2,000 calendar year out-of-pocket maximum for your prescription drugs
- Access to approximately 68,000 pharmacies nationwide
- No mandatory fill requirements
SilverScript Employer PDP for RCBP plan
How to opt out of SilverScript PDP for RCBP
If you don’t want to be enrolled in the SilverScript Employer PDP for RCBP, you must contact Member Services at 1-833-825-6755 (TTY: 711), Monday through Friday, 8 AM to 8 PM ET.
- If you opt out of this new prescription drug plan, you will continue your prescription coverage under your current RCBP plan.
Aetna Medicare Advantage for
RCBP High Option
It’s easy to opt in (with Aetna).
Monday–Friday, 8 AM–8 PM ET
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Aetna Medicare is a PPO plan with a Medicare contract. Enrollment in our plans depends on contract renewal. Standalone Prescription Drug Plans are offered by SilverScript, a CVS Health company. See Evidence of Coverage for a complete description of plan benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by service area. Participating physicians, hospitals and other health care providers are independent contractors and are neither agents nor employees of SilverScript. The availability of any particular provider cannot be guaranteed.
The Aetna Medicare Rx offered by SilverScript (EGWP) retiree pharmacy coverage is an enhanced Part D Employer Group Waiver Plan that is offered as a single integrated product. The enhanced Part D plan consists of two components: basic Medicare Part D benefits and supplemental benefits. Basic Medicare Part D benefits are offered by Aetna Medicare Rx offered by SilverScript (EGWP) based on our contract with CMS. We receive monthly payments from CMS to pay for basic Part D benefits. Supplemental benefits are non-Medicare benefits that provide enhanced coverage beyond basic Part D. Supplemental benefits are paid for by plan sponsors or members and may include benefits for non-Part D drugs. Aetna Medicare Rx offered by SilverScript (EGWP) reports claim information to CMS according to the source of applicable payment (Medicare Part D, plan sponsor or member).
Aetna Medicare Rx offered by SilverScript is a group standalone Medicare Prescription Drug Plan (PDP). This plan is offered by SilverScript Insurance Company, which has a Medicare contract. SilverScript Insurance Company and Aetna are affiliated companies. Enrollment in the plan depends on Medicare contract renewal.
Due to legislation in Arkansas, effective January 1, 2026, you may not be able to utilize the following services within the state of Arkansas, unless a court takes action: CVS Retail, CVS Caremark Mail Service, CVS Specialty, and OMNI Care long term pharmacies.
Information is accurate as of the production date but may change.