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Rural Carrier Benefit Plan
Providing superior service to rural letter carriers nationwide

RCBP Wellness rewards

Stay healthy. Get rewarded.

Did you know you can earn wellness fund account credit every calendar year?

RCBP wellness fund credits can be earned by everyone 18 or older in your family — and they can be used to help pay for qualified medical expenses of any covered family member.

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RCBP offers members age 18 and older (except wellchild visits for children up to 15 months) who participate in the Wellness Incentive Program a chance to earn up to $400 in wellness incentives:

*For eligible members, where available

Additional 2025 incentives

Members who complete any of the following Healthy Actions earn additional incentives:

*Members can only choose one TrestleTree coaching program per year

Healthy actions

Members may be eligible to earn up to $100 for each Healthy Actions incentive outlined below: 

If you have diabetes or high blood pressure, Aetna will mail you a form with directions on how to earn your incentive.

If you have diabetes or high blood pressure, Aetna will mail you a form with directions on how to earnyour incentive.

Maternal Wellness

Complete any of the following steps to earn a Maternal wellness reward:

Wellness rewards questions?

Call us at 1-800-638-8432 (TTY: 711) for more information on wellness incentives

Qualified Medical expenses

Types of medical expenses incurred by you or your covered dependents include, but are not limited to:

Have questions? We’re here.

Call 1-800-638-8432 (TTY: 711)

Monday–Thursday, 8 AM–5:30 PM ET and Friday, 8:30 AM–5:30 PM ET

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*To monitor the availability of funds in your Wellness Incentive Fund Account, visit the Plan’s website (RCBPhealth.com), and then select “Your Aetna Member Website.” Once you log in, look for the Stay Healthy tab, select “Health and Wellness” and proceed. Please allow up to eight weeks after completion for the incentive to show in your account. Members can submit a claim for reimbursement of a qualified medical expense. The wellness incentive account reimbursement claim form can be found at RCBPhealth.com in “Official Plan Documents” under the Member Resources section.

To receive your incentive for any of the above noted healthy actions (other than the biometric screening), you must submit the required documentation by December 31st of the calendar year to the following address:
RCBP, P.O. Box 14079 Lexington, KY 40512-4079

Members ages 18 or older can earn financial incentives through participation in the Health Risk Assessment, Biometric Screening and Wellness Incentive’s Programs. These incentives are deposited into a Wellness Fund Account and can be used by any covered family member. They’re available once per calendar year.

Note: RCBP members are limited to $400 per person per calendar year. 

Wellness incentive rewards are available for reimbursement for Qualified Medical Expenses as defined by IRS Code 213(d). These expenses include, but are not limited to, services you or your covered dependents incur, medical plan deductibles, diagnostic services covered by your plan, long-term care premiums, health insurance premiums if you’re receiving Federal unemployment compensation, physician prescribed over-the-counter drugs, LASIK laser eye surgery, and some nursing services. If you enroll in Medicare, you can use the account to pay Medicare premiums. For a detailed list of IRS-allowable expenses, request a copy of IRS Publication 502. To do so just call 1-800-829-3676, or  visit the IRS website and click on “Forms and Publications.” Note: Although physician prescribed over-the-counter drugs are not listed in the publication, they are reimbursable from your Wellness Fund Account.

Note: If you are enrolled in a Flexible Spending Account (FSA) and wellness incentives have been deposited into your Wellness Fund Account, you may not receive reimbursement for the same medical expense from both your Wellness Fund Account and your FSA. If a medical expense is covered under both your Wellness Fund Account and your FSA, your Wellness Fund Account will be used first. You may receive reimbursements from your FSA for medical expenses that are covered by both your Wellness Fund Account and your FSA only after the funds in your Wellness Fund Account have been used up.